Supplemental Security Income (SSI)
Monthly cash if you're 65+, blind, or disabled with almost nothing
What it pays or provides
SSI pays a monthly federal cash benefit for basic needs like food and housing — up to about $994 a month for one person in 2026. Oregon adds a small state supplement on top.
Who qualifies
You can get SSI if you're 65 or older, blind, or have a qualifying disability, and you have very little income and under about $2,000 in savings ($3,000 for a couple). You don't need any work history to qualify — that's what separates SSI from SSDI.
How other benefits affect it
Getting SSI can also open the door to other help. Many SSI recipients go on to get Oregon Health Plan (Medicaid) coverage and SNAP food benefits, though Oregon has you file for those separately rather than enrolling you automatically.
How to apply
Apply online at ssa.gov/apply/ssi, by phone, or in person at a Social Security office. You can also start with Social Security's benefits screening questionnaire to check your eligibility first.
If you’re denied
If your SSI application is denied, you can appeal — Social Security has a separate appeals process specifically for SSI decisions.
Programs that combine with it
- Oregon Health Plan (Medicaid) — free or low-cost health coverage
- SNAP (food benefits) — monthly money for food
Sources
- Official rule text “Supplemental Security Income (SSI) is for people who have little to no income. You must also either: Have a disability, or Be 65 or older” (checked July 6, 2026)